Why Finance Your RV?
By financing your RV purchase, you can maintain financial flexibility by not having to liquidate other assest. Additionally, your RV may qualify for some of the same tax benefits as a second home or mortgage. You should first check with your financial advisor, but essentially, to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as sleeping area, bathroom and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designate it for each tax year.

        

What are the advantages of financing your RV through a Happy Trails RV lending specialist?

• We have XX years experience in RV financing and work with dozens of lenders, assuring for you, the most desirable financing solution around.
• We can help keep your down payments lower - Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased. We will work with you to keep your down payment within your budget parameters.
• Lower monthly payments - Because we know the industry, we can create a repayment schedule resulting in the lowest monthly payments possible while helping you afford the RV of your dreams.
• Call us at 409-751-3500 to learn more!

Easy to finance!
One reason lenders are making it easier to buy an RV is because the profile of those that buy RV's are that of a responsible borrower. The delinquency rate for RV loans is less than 2%. That's a very attractive risk rate if you're a lender. Consequently, what this means for RV enthusiasts is very flexible rates, terms, and payments. This helps to meet even the most frugal enthusiast's budget. Loans for New RVs range anywhere from 10 - 12 years, and can even extend to 15 - 20 years.

Can I buy a RV with Zero Down?
Some lenders will approve certain customers and situations with zero down and 100% financing. Although all terms have some restrictions, there is generally enough flexibility to allow almost everyone the opportunity to structure a payment that's comfortable.

What Can I afford?
It's always important to have a budget in mind before you go shopping for your dream RV. Contact one of our RV financing experts to help determine what payment is best suited for your financial situation.

Remember, it is also important to consider, that unlike your car payment, some RVs may be used as a tax deduction. That's right, the interest on your loan may be deductible as second home mortgage interest. Call us at 409-751-3500 to get started today!